Avoiders prefer not to think or talk about money.

Since you live in a place of avoidance, you likely don’t have a propensity to save or spend in excess, and instead live your life with little concern about your finances.

As an Avoider, you don’t tend to spend more than you make, and will borrow, but not excessively. You tend to get overwhelmed with financial information, and as such likely don’t have a savings plan or budget in place.

Check out how your Avoider personality comes out in the following areas:

Spends freely
Will use debt as a tool if needed
Abundance mentality
Conservative: prefers security over growth

May save some, without consistency
Avoids talking and thinking about money
Avoids planning now and for the future financially
Balance between supporting self and giving to others

Tips for The Avoider:

Consider an auto-savings plan that allocates 15% of your take-home pay to a retirement account, 10% to an account for short-term goals, and the rest going to living expenses. (While this is different for everyone, this is a good starting point)
While it may feel overwhelming, take time to write down a few short-term and long-term goals. Writing down your goals will make you more likely to reach them.
Offload the work to someone else. As an avoider, it can be helpful to have an advisor on your team doing the work for you. A financial planner can develop and implement the plan and make sure you are on track, so you can focus on the more important things.