Explorers are great at saving when they have a short-term goal in mind.

As an Explorer, you may have difficulty thinking about the long-term when it comes to saving and planning and tend to be swayed by near term enjoyment. While you save for the future, it is not a focus and is often overlooked.

You may utilize debt to reach your goals when needed and are responsible when it comes to borrowing. While you don't always have a plan for the long-term, you don't often worry about money and come from an abundance mindset.

Check out how your Explorer personality comes out in the following areas:

Spends freely
Will use debt as a tool if needed
Abundance mentality
Moderate: balanced between taking risk and security

Saves consistently when focused on a goal
Willing to talk about money
Plans for the short-term but lacks a long-term plan
Prefers to keep to support themselves

Tips for The Explorer:

Consider increasing your automatic savings and segment your savings into different accounts based on the goal; i.e. “Vacation savings”, “Rainy day”, “Future dreams”. This will help save more for the future without having to think about it.
Remember – planning for the future does not mean you cannot enjoy yourself today. When you plan appropriately, you can have both!
Hire a financial planner to create a plan to determine how much you need to save for your longer-term goals. Once that number is established, you can comfortably prioritize your needs today, with the knowledge that the future is secured.