Protectors are focused on saving and often forgo enjoyment today for security later.

As a Protector, you tend to be risk averse, avoid debt/borrowing, and have a conservative investment philosophy. You fear running out of money and the unexpected.

While you think about money and security often, you often save without a plan, leading you to worry about whether you’re on track and whether you will ever have enough.

Check out how your Protector personality comes out in the following areas:

Evaluates cost/benefit before spending
Will not borrow unless only option
Scarcity mentality
Conservative: prefers security over growth

Saves consistently
Thinks about money often
Plans now for the future
Prefers to keep to support themselves

Tips for The Protector:

As a Protector you are likely saving to no end. Take some time to write down 2-3 short-term goals and 2-3 long-term goals. Are you allocating resources to your short-term goals or are they being overlooked by the longer-term goals?
Review your investment strategy: do your investments offer an opportunity for growth over time? If you have more than one year of living expenses in cash savings, consider shifting some of the funds into an investment with upside potential.
Hire a financial planner that listens to your desire for safety and security. Work with this financial planner to help you identify how much you need to save monthly or annually to reach your long-term goal. This information will allow you to track your progress and celebrate your successes.